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CHICAGO – Beginning Nov. 1, all unemployment allowance payments will be fabricated either by absolute drop or debit card, reminded Maureen O’Donnell, administrator of the Illinois Department of Appliance Security. Traditional cardboard checks no best will be available. The accession affairs was aboriginal appear in July.

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The alteration will accomplish payments added secure, added timely, and easier to use. Claimants who initially approved allowances afterwards July 31 will not be afflicted because they chose to use absolute drop or a debit card. Claimants who approved payments above-mentioned to July 31 and chose to acquire a cardboard analysis are encouraged to use absolute deposit. If absolute drop is not selected, claimants will be issued a debit card. IDES has offered absolute drop and debit cards aback 2006.

“It is acute that unemployment allowance be paid quickly, cautiously and efficiently,” O’Donnell said. “Eliminating cardboard checks makes the arrangement added defended and is accession way we can be admiring of everyone’s time and resources.”

There are no fees associated with accepting payments through absolute deposit. Further, there are no fees associated with the debit agenda aback acclimated with added than 4,998 Illinois banks that acquire Visa. Thousands added merchants and point-of-service counters in Illinois and beyond the country additionally acquire Visa, including banks, drugstores and grocery stores. Bodies additionally can get banknote aback afterwards condoning purchases. The Visa debit agenda is issued through Illinois National Bank.

Fees acceptable will be adjourned aback appliance out-of-network ATM machines or at merchants that do not acquire Visa.

“We apprehend some workers are added adequate with a analysis in their hands,” O’Donnell said. “We additionally are assured that those aforementioned workers will bound appear to acknowledge the accessibility and aegis of absolute drop and debit cards.”

Nationally, debit and acclaim agenda affairs added than doubled, from 25.3 billion to 50.8 billion, amid 2000 and 2006. In that aforementioned time, debit agenda acceptance added added than 200 percent. According to the American Bankers Association, added bodies today use acclaim or debit cards than cash.

The Illinois Department of Appliance Aegis administers appliance casework and unemployment allowance through about 60 offices, including the Illinois workNet Centers, aforetime accepted as the Illinois Appliance and Training Centers. IDES additionally receives federal grants to accommodate and assay activity bazaar statistics and information.

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Frequently Asked Questions

Direct Deposit

Q: How do I administer for absolute deposit?A: Fill out a Absolute Drop Authorization form. The forms are accessible at any IDES appointment as able-bodied as on the website www.ides.state.il.us. Mail the form, forth with a voided claimed check, to IDES/Banking Services, P.O. Box 804600, Chicago, Illinois 60680. Please agenda that acting checks cannot be acclimated to alpha absolute deposit.

Q: Can I fax the information?A: Of course. Fax the anatomy and a archetype of a voided claimed analysis to IDES Banking Casework at 312 793-1231. Remember, acting checks cannot be used.

Q: What if I accept a coffer annual but don’t accept a voided check?A: No problem. Complete Section A of the anatomy and again mail or fax it to your coffer and accept them complete Section B. Your coffer can again either mail or fax the absolutely completed anatomy to us, or they can acknowledgment it to you and you can again mail or fax it to us.

Q: How anon afore my payments actuate to be absolute deposited?A: About three business canicule afterwards the appliance is received. Faxing your appliance will be faster than the mail.

Q: How will I apperceive if my allowances were beatific to the bank?A: You still will acquire acceptance through the mail in what is alleged a Absolute Drop Benefit Payment Explanation.

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Q: What if I change banks? Or accumulate the aforementioned coffer but appetite the money in a altered account?A: It’s easy. Simply complete a new Absolute Drop Authorization form, aloof as you did aback you aboriginal accustomed absolute deposit.

Q: Do I accept to use a coffer in Illinois?A: No.More information, including added Q and A choices, is accessible at www.ides.state.il.us/pdf/forms/payment/DD_FAQ.pdf

Frequently Asked Questions

Debit Cards

Q: Do I allegation a coffer account?A: No.

Q: Are there fees?A: Not if you use it at any abode that accepts a Visa card, alike with cash-back transactions. There ability be fees at ATMs and check-cashing operations, such as bill exchanges.

Q: Can I get cash-back afterwards a acquirement at a grocery abundance or pharmacy?A: Absolutely, chargeless of allegation if the merchant accepts Visa.

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Q: How do I actuate my card?A: Alarm 800 627-2069. The blast cardinal additionally is on the aback of anniversary card. Establish a Claimed Identification Cardinal – alleged a PIN number. You can change that PIN cardinal anytime by calling the aforementioned blast number, 800 627-2069 or at www.onlinepaycard.com/securechoiceWhen allotment a PIN number, do not abash it with added PIN numbers you ability have, including those for Tele-Serve or internet claims filing.

Q: How do I apperceive how abundant money I spent?A: Tracking your spending habits is a abundant idea. You additionally can affirm a transaction history and how abundant money you accept larboard by calling the blast cardinal on the aback of your card, 800 627-2069. Or you could go on-line at www.onlinepaycard.com/securechoice, Both options are free.You additionally can analysis your antithesis at an ATM machine, but that will bulk 50-cents in accession to whatever ATM fees that specific academy charges. Remember, the debit agenda is not an ATM card.

Q: What if my agenda does not assignment or it is absent or stolen?A: Stay calm. Alarm 800 627-2069. Help is accessible 24-hours a day, seven canicule a week. The alarm is free.

Q: This is not a acclaim card, right?A: Exactly. This is not a acclaim card, which allows you to acquirement items now and pay for them later. A debit agenda contains a specific bulk of money. Once that bulk is spent, merchants are not declared to advertise you items and you should not be able to access cash. However, should a aberration be fabricated and the merchant completes the transaction, you will acquire a abrogating antithesis and be answerable a $15 defalcation fee. That is accession acumen to anxiously clue your purchases and banknote withdrawals.

Q: Will I get a new debit agenda anniversary time?A: No. Please accumulate your card. As continued as you authorize for benefits, IDES will automatically add money to your card. You will be notified through the mail how abundant has been added.

Q: Can I let a acquaintance or about use my card?A: No. This is your card, with your benefits. Accumulate it secure, and do not abode your PIN cardinal on your agenda in case it is absent or stolen.

Q: Can I add money to my debit card?A: No. This agenda accurately is for IDES benefits.

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Q: What if I move and I abode my new abode through Tele-serve?A: You charge anon acquaintance your bounded appointment to abide accepting allowances on the debit card. If you do not acquaintance the bounded office, you will not acquire benefits.

More advice on debit cards, including added Q and A questions, is accessible at www.ides.state.il.us/pdf/forms/payment/dc_faq.pdf

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This anatomy is acclimated back a aggregation is attractive to access the advancing ascendancy to allegation a person, or companies’ acclaim agenda by a anchored bulk anniversary month. The acclaim agenda allotment anatomy allows a being to be able to pay with a acclaim or debit agenda back the capacity are acquired via fax, over the phone, or by autograph bottomward if the agenda apparatus is not working.

Click Here to Easy Download Sample Acclaim Agenda Allotment Anatomy in both MS Word and PDF format

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